Frequently Asked Questions About FEMA

1/15/2021 (Permalink)

FEMA has grants that could provide financial assistance to the uninsured

If you have recently experienced a storm, you may be interested in FEMA individual assistance. Here are some answers to frequently asked questions, so you know a little more about the program.

Who Is Eligible for Assistance?

There are a few qualifications you must meet to get individual assistance. Here are the general qualifications:

• You must be a U.S. citizen, non-citizen national, or qualified alien
• You must be able to verify your identity
• You cannot meet your needs with your current insurance
• A Qualified disaster has caused your needs

Are You Eligible if You Already Have Insurance?
Insurance is the main source of money you should rely on to put your life back together after a storm. Therefore, you are going to want to contact them immediately after the disaster strikes. However, if they do not offer you enough funds to rebuild, you could be eligible for additional assistance from FEMA.

Will FEMA Rebuild Your House?
The individual assistance offered by FEMA is designed to help uninsured or underinsured people pay for necessary expenses after a flood. However, this program is not a substitute for insurance. It is designed to get you back on your feet after a disaster. It cannot completely rebuild your house.

What Low-Interest Loans Are Available?
If you run a small business out of your home, you may be able to borrow enough money to pay for hiring remediation professionals and cover your economic losses. However, this money is designed to come from the Small Business Administration as a low-interest loan.

What Happens After You Apply?
Once you have filed a claim for a disaster in Jasper, GA, you can check on your application's status online. You will be notified of a decision via the online portal and through your primary contact information.
If you have recently experienced flooding, you could be eligible for individual assistance. This can help you get back on your feet after a disaster and ready to rebuild your life.